Temporary Van Insurance

Prices start from £24 for 1 hour and £27 for 1 day. Prices depend on your driver profile, van details, and duration of cover.

Temporary Van Insurance In Association With GoShorty

Flexible UK Van Cover from 1 Hour to 28 Days

With years of experience in specialist vehicle cover, Performance Direct has partnered with GoShorty, one of the UK’s leading names in short-term vehicle insurance. Together, we help drivers across the country secure reliable temporary van cover, from just 1 hour up to 28 days.

Short-term van insurance is ideal when you need to borrow a van to move house, transport large items, test drive or deliver a vehicle, or even use a van for business or courier work. Whether it’s one-day van insurance or cover for several weeks, GoShorty policies offer the flexibility to suit your schedule.

If you need to use a van for Carriage of Goods for Hire and Reward, GoShorty’s short-term insurance is designed to meet those needs, perfect for delivery drivers or couriers who may not be covered under an existing annual policy.

Whether you need short-term van or car insurance for moving, adding a driver, or temporary business use, Performance Direct’s partnership with GoShorty makes it quick and straightforward. It’s an ideal choice for drivers who value flexibility and need trusted insurance without the commitment of a year-long policy.

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

Performance Direct is a Chartered Insurance Broker
We provide insurance services to UK residents only.

Rated as excellent on Trustpilot with over 17,000+ reviews

Temporary Van Insurance with Instant Cover

  • Comprehensive cover

  • From 1 hour to 28 days flexible cover

  • Drivers aged 21 to 75

  • Drivers aged 21 to 75

  • Protect the van owner’s No Claims Discount

  • Maximum van value: £65,000

* If you’re a delivery driver, you might need specific hire and reward insurance if you’re carrying parcels for payment.

Why choose Performance Direct?

  1. The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.

  2. The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

  1. We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies­—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.

  2. We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year. 

  3. Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Temporary Van Insurance FAQs

What is temporary van insurance?

Temporary van insurance provides short term commercial vehicle cover for a defined period rather than a full annual policy.

Temporary van insurance is typically arranged for durations ranging from one day to several weeks, depending on insurer criteria.

This type of cover is intended for temporary business or personal van use where ongoing annual insurance is not required.

How long can I insure a van on a temporary basis?

Short term van insurance policies can provide cover from as little as one hour up to a maximum of four weeks. Temporary cover is designed for short term needs such as borrowing a van, moving house, or occasional business use, rather than continuous long term operation.

What level of cover is included with temporary van insurance?

Temporary van insurance is often arranged on a comprehensive basis, subject to eligibility and insurer acceptance. This generally includes accidental damage, fire, theft and third party liability during the insured period. Optional features are less common than on annual commercial policies. The scope of cover depends on the insurer selected.

Can temporary van insurance be used for business activities?

Certain types of business use may be permitted if declared accurately at quotation stage. This can include travelling between job sites or carrying tools. Higher risk activities such as courier work, food delivery or hire and reward are not always eligible under short term products. Usage classification affects availability and pricing.

Who can apply for temporary van insurance?

Eligibility depends on age, driving experience, licence status and the van’s specification. Insurers may apply minimum age limits and require a full UK driving licence held for a specified period. Vehicle value, weight and modification status also form part of underwriting assessment.

Can I insure a van I do not own temporarily?

Temporary van insurance can often be arranged in your own name to drive a van owned by someone else, provided you have permission. The cover applies only for the agreed duration and does not usually replace the owner’s annual policy. Acceptance depends on driver and vehicle eligibility.

Does temporary van insurance cover tools and equipment?

Short term van policies generally insure the vehicle itself rather than tools or goods carried inside. Cover for tools in transit is not automatically included and may not be available under temporary arrangements. Where tool cover is required, separate insurance may need to be considered.

Will a claim on temporary van insurance affect future policies?

Temporary van insurance operates independently from annual commercial vehicle policies. However, any claim made during the short term cover must still be declared when arranging future insurance. Claims history forms part of ongoing risk assessment by insurers.

Are there restrictions on vans insured temporarily?

Insurers may impose limits on vehicle value, weight, age or modification status for short term cover. Heavily modified, high value or specialist commercial vehicles are not always eligible. Acceptance depends on underwriting criteria at the time of application.

When might temporary van insurance through Performance Direct be appropriate?

Temporary van insurance through Performance Direct may be appropriate where short duration commercial vehicle use is required. This can include moving equipment, covering a gap between annual policies or completing a defined business task. Arrangements are assessed based on driver eligibility, vehicle details and declared usage, subject to insurer criteria.

Performance Direct, for all your insurance needs

Temporary Van Insurance with Instant Cover

  • Comprehensive cover

  • From 1 hour to 28 days flexible cover

  • Drivers aged 21 to 75

  • Protect the van owner’s No Claims Discount

  • Maximum van value: £65,000

  • Prices start from £22.31 per hour (prices correct at 29/06/2026)

Why Thousands of UK Drivers Trust Performance Direct

Performance Direct is a Chartered Insurance Broker, a professional standard held by fewer than 5 per cent of UK broking firms and awarded by the Chartered Insurance Institute.

We have been introducing customers to specialist insurance providers for over 50 years as part of the Grove and Dean Group, a Chartered insurance broker for specialist insurance cover.

We chose to work with GoShorty because of their proven track record in short term vehicle insurance, and because they are themselves authorised and regulated to the same standard we expect of any firm we recommend.

GoShorty Is Directly Authorised and Regulated by the FCA

Your temporary van insurance policy is sold by GoShorty, a trading name of Complex to Clear Ltd. GoShorty is authorised and regulated by the Financial Conduct Authority in its own right, Firm Reference Number 751221. This means your policy, your claim, and your ongoing service are protected by the full framework of UK financial services regulation, provided directly by GoShorty as the firm responsible for this product.

How You Get Covered

Performance Direct acts as an introducer only for this product. We do not arrange, advise on, administer, or underwrite your temporary van insurance policy. Once you click through to GoShorty, your quote, purchase, policy documents, and any future claim are all handled directly by GoShorty.

This gives you access to a specialist, dedicated short term insurance provider quickly and easily, while starting your journey from a broker you already trust.

Why We're a Trusted Starting Point

Performance Direct holds more than 17,000 Trustpilot reviews rated Excellent, reflecting the service we provide across our own range of annual insurance products.

While this rating relates to Performance Direct as a business rather than to the GoShorty product directly, it reflects the same standards of care we apply when choosing which specialist firms we recommend.

We have been a BIBA member since 2007 and are authorised and regulated by the FCA, registration number 307002, for the insurance services we provide directly.

When Do You Need Temporary Van Insurance?

Short term van insurance is the practical, cost-effective choice across a wide range of everyday situations. You should consider temporary cover whenever you need to use a van for a defined period without wanting to commit to or pay for a full annual policy.

Moving House

Moving house is the most common reason people arrange temporary van insurance in the UK. Whether you are hiring a self-drive removal van or borrowing one from a friend or family member, temporary cover gives you fully comprehensive protection for the duration of your move. You pay only for the time you need, and there is no impact on your No Claims Discount if something goes wrong.

Buying a Van from a Private Seller

When you buy a van privately and need to drive it home before your annual insurance is in place, you need cover that starts immediately. Temporary van insurance can be arranged in minutes, allowing you to collect your new van with confidence. Once you are home, you can arrange your long-term policy without rushing into the wrong decision.

Seasonal or Short Contract Work

Tradespeople, seasonal workers, and small business owners who only need a van for a defined project or contract period can avoid the cost of a full annual policy by arranging temporary cover for the exact duration they need. Cover can be arranged for as little as one hour or extended up to 28 days.

Borrowing a Friend's or Family Member's Van

You can arrange temporary van insurance in your own name to drive a van that belongs to someone else, provided you have their permission. This means the van owner's own annual policy and their No Claims Discount are completely protected. There is no need to be added as a named driver on their policy, which can be costly and administratively inconvenient.