Protected No Claims Bonus for Cherished Classic Cars
A way to safeguard your no claims discount is to pay an additional amount on top of your classic or cherished car insurance to protect it. This means that even if you were to make a claim, your no claims bonus would stay intact.
Important information:
No Claims Discount Protection does not protect the overall price of your insurance policy. The price of your classic or vintage car insurance policy may increase following an accident even if you were not at fault.
No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.
Legal Expenses
If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress free service to recover 100% of your uninsured losses. For a small cost this service will give full management of your claim from start to finish, together with legal advice, available 24 hours a day.
What’s included? + More information:
- £100,000 protection for legal costs following an accident caused by someone else
- Personal Injury Claims - keep 100% of compensation for any injuries sustained. Without this cover your solicitor may take 25% in fees
- Recovery of uninsured losses, including your excess, loss of earnings, and any out of pocket expenses
- 24 hour legal help line and letter writing service
Breakdown Cover
Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.
What’s included?
Roadside (Assistance and Recovery) + More information:
UK Roadside Assistance:
- Help at the roadside where the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging.
- Recovery to a local place of repair or to a destination of your choice up to 10 miles from the breakdown
- Message Relay service – for example a phone call to a family member, friend or colleague.
- Caravans and trailers that are attached to your vehicle at the time of the vehicle breakdown are recovered with your vehicle, you and passengers.
UK Classic Car Roadside Recovery:
All the benefits of UK Roadside Assistance plus:
- Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
- A relief driver if you fall ill or suffer an injury that prevents you from driving.
Homestart (Assistance) + More information:
All the benefits of Roadside Assistance and UK Recovery plus
- Help at your home address or the normal place of garaging or within a ¼ of a mile of your home address or the normal place of garaging if your vehicle suffers a breakdown.
- Recovery to a local place of repair if repair is not possible at your home address or the normal place of garaging.
- Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
- A choice of either a hire car (up to 1600cc) for 48 hours, alternative transport up to £100 or overnight accommodation up to £60 per person (to a maximum of £500) if your vehicle cannot be repaired by the end of the working day.
- The cost of one single rail fare to enable the driver to collect the vehicle once repaired.
- A relief driver if you fall ill or suffer an injury that prevents you from driving.
European (Assistance and Recovery) + More information:
European Assistance and Recovery:
All the benefits of UK Recovery & Home Assist plus:
- European Cover (countries included within agreed geographical limits ) – including insurance cover before you travel, missed Motorail connections, transporting your vehicle home and loss of use of the vehicle while abroad
If you are insuring a classic car, there are five clear reasons to choose Performance Direct Insurance for your cherished or vintage vehicle policy:
1
We're an award winning independent insurance broker with a 30 year history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.
2
Because we're independent, we search the classic car insurance market to get you the best motor policy - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK classic, cherished and vintage underwriters to ensure you get the best, up to the minute market rate and the best, cheap classic cover.
3
If you need to make a claim, because we're completely independent, we work with you not against you to sort everything out. Whether you need to arrange a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
4
The people who work at Performance Direct are insurance professionals but they're also classic and vintage car enthusiasts who relish a challenge or an unusual insurance conundrum - we don't employ call center sales staff who are only interested in the next sale.
5
We're open 7 days a week and our free online quote engine for UK classic insurance is the best, quickest and most advanced we know of (and we've done a lot of checking!).
Whatever classic vehicle you own, you can trust Performance Direct for the best classic insurance.
