Static Caravan Insurance

We have years of insurance experience, especially for leisure related policies such as Static Caravans.

Excellent value Static Caravan Insurance

Performance Direct is one of the leading UK Static Caravan insurance brokers for policies designed to meet the insurance needs of owners of property which is used for leisure purposes.

Our Static Caravan policies give the widest cover available from specialist insurers and at competitive prices for which we are renowned. Policies are designed for either Static Caravan holiday homes or Static Holiday caravans.

So why not give us a call on 01708 436 493 and speak to one of our experienced advisers?

We provide insurance services to UK residents only.

Rated as excellent on Trustpilot with over 15,000+ reviews

Benefits of Our Insurance Policies*

Contents cover

Legal expenses

Loss of use and hiring charges

Public liability cover

Personal accident cover

Freezer contents cover

Escape of water cover

Tracing and accessing leaks

*Terms, conditions & exclusions apply.

Why choose Performance Direct?

The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.
The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.
We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Static Caravan FAQs

What is static caravan insurance?

Static caravan insurance is insurance designed for caravans that remain at a fixed location such as a holiday park or private site. Insurers usually consider factors such as location risks, occupancy frequency and site requirements. Policies may include cover for damage, theft and liability depending on insurer terms. As a leading independent broker, Performance Direct works with insurers experienced in covering caravans kept at permanent pitches.

Does static caravan insurance cover storm damage?

Static caravan insurance often includes cover for storm damage caused by high winds or severe weather conditions. Insurers may assess exposure to environmental risks depending on the caravan’s location and surroundings. Maintenance responsibilities may also be considered when assessing claims. The cover options available with Performance Direct consider weather-related risks affecting static caravans.

Can contents inside a static caravan be insured?

Static caravan insurance may include contents cover for furniture, appliances and personal belongings kept inside the caravan. Insurers may apply limits based on the total value of items left at the property. High-value items may need to be declared separately. Performance Direct works with a wide range of leading insurers familiar with covering contents kept within static caravans.

Does static caravan insurance include public liability cover?

Static caravan insurance may include public liability cover where injury or property damage occurs involving visitors or neighbouring properties. Insurers may consider site regulations and usage patterns when determining cover limits. Liability protection can vary between policies. Performance Direct arranges static caravan insurance that includes liability cover where required.

Can static caravans be insured if they are rented to guests?

Static caravan insurance may be available for caravans rented to guests, although insurers may assess letting frequency and occupancy patterns. Additional liability or accidental damage considerations may apply when the caravan is used commercially. Policy terms vary depending on insurer criteria. As a leading independent broker, Performance Direct works with a wide range of insurers experienced in covering caravans used for holiday rental.

Are decking and external fixtures covered by static caravan insurance?

Static caravan insurance may include cover for decking, steps and attached fixtures where these items are declared and permanently installed. Insurers may assess construction quality and exposure to environmental damage. Cover limits may apply depending on installation type. As you would expect from a leading broker, Performance Direct has experience arranging cover that considers fixed external features.

Can older static caravans still be insured?

Older static caravans can often still be insured, although insurers may consider condition, structural integrity and market value. Some insurers may request photographs or additional information before offering terms. Acceptance criteria vary depending on age and build type. Performance Direct works with insurers experienced in covering caravans of varying ages and has cover options for almost every scenario.

Does static caravan insurance cover theft or vandalism?

Static caravan insurance may include cover for theft or vandalism subject to security arrangements and site conditions. Insurers may assess whether the caravan is located on a managed site or private land. Policy terms may specify minimum security standards. A leading family broker, Performance Direct regularly arranges cover that reflects security risks affecting static caravans.

Can accidental damage be included in static caravan insurance?

Static caravan insurance may include accidental damage cover depending on the policy selected and how the caravan is used. This may apply to unexpected damage affecting fixtures, fittings or structural components. Limits and exclusions vary between insurers. Performance Direct works with a wide range of leading insurers offering accidental damage cover for static caravans.

Do insurers consider flood risk for static caravan insurance?

Static caravan insurance may take flood risk into account depending on the caravan’s location and environmental exposure. Insurers may review historical flood data and site positioning when assessing eligibility. Policy terms may vary in higher-risk areas. As a leading independent insurance broker, Performance Direct works with insurers experienced in assessing location-related risks affecting static caravans.