Touring Caravan Insurance

We have years of insurance experience, especially for leisure related policies such as Touring Caravans.

Compare Touring Caravan Insurance quotes

At Performance Direct we have years of insurance experience, especially for leisure-related policies such as Touring Caravan insurance.

Our Touring Caravan policies give the widest cover available from specialist insurers and at the low prices for which we are renowned. Policies are designed for Touring Caravans, folding caravans and trailer tents which are used for leisure.

We offer EU cover included in all our policies, so driving abroad is never a stress.

We provide insurance services to UK residents only.

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Benefits of Our Insurance Policies*

Contents cover

Public liability cover

Alternative accommodation

Legal expenses

Foreign Use Cover

Freezer contents cover

Replacement locks

UK based contact centre

*Terms, conditions & exclusions apply.

Why choose Performance Direct?

The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.
The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.
We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Touring Caravan FAQs

What is touring caravan insurance?

Touring caravan insurance is insurance designed to cover caravans that are towed and used for travel rather than kept permanently in one location. Insurers usually consider factors such as storage arrangements, frequency of use and security devices fitted to the caravan. Policies may include cover for accidental damage, theft and liability depending on insurer terms. Performance Direct provides cover for touring caravans used throughout the UK and beyond.

Does touring caravan insurance cover theft?

Touring caravan insurance often includes cover for theft of the caravan, subject to policy terms and security requirements. Insurers may require approved locks, wheel clamps or tracking devices depending on the value of the caravan and where it is stored. Theft risk may vary depending on storage location. As a leading specialist broker, Performance Direct arranges cover that reflects the security arrangements used for touring caravans.

Does touring caravan insurance include cover for European travel?

Touring caravan insurance may include cover for travel in Europe depending on the policy selected and duration of the trip. Insurers may set time limits for overseas use and may require confirmation of destinations or travel frequency. Policy wording should be checked to confirm territorial limits. At Performance Direct we work alongside insurers able to cover touring caravans used for travel outside the UK.

Can personal belongings inside a touring caravan be insured?

Touring caravan insurance may include contents cover for personal belongings kept inside the caravan, subject to policy limits and security conditions. Insurers may require items to be stored securely when the caravan is unattended. High-value items may need to be specified separately. As a leading specialist broker, Performance Direct can arrange cover that includes protection for belongings kept within touring caravans.

Are security devices required for touring caravan insurance?

Touring caravan insurance may require security devices such as hitch locks, wheel clamps or alarm systems depending on insurer criteria. Security requirements often reflect the caravan’s value and where it is stored when not in use. Meeting security conditions may affect eligibility. Performance Direct works with insurers familiar with all the common caravan security expectations.

Does touring caravan insurance cover accidental damage?

Touring caravan insurance often includes cover for accidental damage such as collisions, manoeuvring incidents or external impacts. Cover limits and excess levels vary depending on the policy selected and caravan specification. Terms should always be reviewed carefully. At Performance Direct, we have wide ranging experience of touring van cover that includes accidental damage protection for touring caravans.

Can awnings and accessories be covered by touring caravan insurance?

Touring caravan insurance may include cover for awnings and accessories where these items are declared and valued appropriately. Insurers may apply limits depending on whether items are attached permanently or stored separately. Policy wording may specify how accessories should be secured. At Performance Direct, our team works with insurers experienced in covering caravan equipment and attachments.

Does touring caravan insurance cover storm damage?

Touring caravan insurance often includes cover for storm damage caused by high winds or severe weather events. Insurers may assess whether the caravan was adequately secured or stored at the time of the incident. Exclusions may apply depending on circumstances. With a Performance Direct policy, your cover will take into account the environmental risks affecting touring caravans.

Can older touring caravans still be insured?

Many insurers are able to provide cover for older touring caravans, although acceptance may depend on factors such as the caravan’s condition, value, specification, and the availability of replacement parts. Eligibility criteria can vary depending on the age of the caravan and the insurer.

Performance Direct does not currently require photographs or maintenance history when providing quotes for eligible touring caravans. However, we do not currently provide insurance cover for touring caravans that are more than 25 years old.

Does touring caravan insurance include public liability cover?

Touring caravan insurance may include public liability cover to protect against claims where the caravan causes injury to another person or damage to their property. Liability cover can apply while the caravan is in use or positioned at a campsite, although cover limits and policy terms may vary between insurers.

Performance Direct touring caravan policies include public liability cover as standard, helping to provide protection while using your caravan. We offer a wide range of policies to help you find cover that suits your needs.