Buy to Let Insurance

Performance Direct has been providing value for money cover for property owners since 1974.

The best Buy to Let Insurance

Choose the best Buy-to-Let Insurance with Performance Direct

If you’re considering property rentals, buy-to-let insurance is vital.

Investing in rental properties can be a savvy strategic move, but it comes with risks. Performance Direct's Buy-to-Let Insurance is designed to mitigate these risks and provide landlords with peace of mind. Let's delve into the key features:

1. Property Protection: Safeguard your investment against unforeseen events such as fire, flooding, or vandalism. Performance Direct's coverage extends beyond the structure of the building itself, encompassing fixtures and fittings.

2. Loss of Rent Cover: In the event of property damage, landlords may face a loss of rental income. Buy-to-Let Insurance from Performance Direct will compensate owners for the income lost during the restoration period.

3. Liability Cover: Accidents happen, and liability claims can be financially challenging. Our buy to let insurance protects you from legal and compensation costs if a tenant or visitor suffers an injury while on your property.

4. Contents Insurance for Furnished Properties: If your rental property comes fully furnished, Performance Direct offers options to cover the contents, protecting your valuable assets within the premises.

Landlord Insurance Types

Comprehensive Cover Expertly Tailored for Landlords

Performance Direct's Buy-to-Let Insurance is not a one-size-fits-all solution. Instead, it offers a wide range of coverage options tailored to meet the varied needs of landlords. So, what are the cover options:

1. Buildings Insurance: A fundamental part of cover, protects the physical structure of your property. The bricks and mortar. Whether it's damage from natural disasters or structural issues, Performance Direct has you covered.

2. Landlord Liability Insurance: Shielding you from legal and compensation claims, this coverage is essential. Accidents can happen, and this insurance ensures you're financially protected if and when they do.

3. Tenant Default Insurance: In the unpredictable world of rentals, tenants may default on rental payments. Performance Direct's insurance provides coverage for any unpaid rent, helping you navigate any financial challenges.

4. Legal Expenses Coverage: Landlord-tenant disputes or legal proceedings can be a significant issue for landlords. With Performance Direct's legal expenses coverage, you're covered for legal costs, offering peace of mind whatever may occur.

Why Choose Performance Direct for Buy-to-Let Insurance?

Tailored Solutions for Every Owner or Landlord

1. Specialist Expertise: Performance Direct understands the unique challenges landlords face. With years of expertise in the insurance field, we’re part of a Chartered Insurance Broker, offering specialised solutions that cater to all the needs of property owners.

2. Competitive Premiums: Balancing affordability with comprehensive cover, Performance Direct ensures that landlords get the best value for their money. Competitive premiums make our services an attractive choice for seasoned investors and those entering the market for the first time.

3. Efficient Claims Process: In times of need, a swift claims process is crucial. Performance Direct prides itself on its efficient claims handling, ensuring that its landlord clients can quickly recover and restore their properties.

4. Personalised Service: Every landlord's needs are unique. Performance Direct goes beyond standard solutions, providing a personalised service and assistance to ensure that your insurance fits perfectly with your property requirements.

Performance Direct's Buy-to-Let Insurance – here for you.

In the uncertain and changeable world of property investment, having a reliable insurance broker is vital. Performance Direct offers protection against the uncertainties landlords may encounter. So, secure your property rental investment with Performance Direct buy-to-let insurance.



We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

We provide insurance services to UK residents only.

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Benefits of our Insurance Policies

  • FREE legal cover

  • Flexible payment options

  • 24 hour claims service

  • UK call centre

  • Online access to policy documents available 24/7

  • Wide policy coverage

We search our panel of leading underwriters to find you the best policy

Why choose Performance Direct?

  1. The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.

  2. The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

  1. We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to get you the best policies. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.

  2. We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Our claims service is available 24 hours a day, 365 days a year. 

  3. Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Home insurance optional extras

Protected No Claims Bonus

A way to safeguard your no claims discount is to pay an additional amount on top of your home insurance to protect it. This means that even if you were to make a claim, your no claims bonus would stay intact.

Important information:

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

Home Emergency

Excess Buy Back

Cycle Cover

Performance Direct, for all your insurance needs