Catering Business/Liability Insurance

Liability Insurance For Caterers

Catering Insurance with Performance Direct ensures you are correctly covered should the worst happen. We understand the need to protect your business from the many risks involved with food preparation and serving as well as the potential for loss, theft and damage.

Having Public Liability Insurance in place for your catering business is very important as it provides protection from all the risks your company will encounter, for example a customer might file a claim against you for injuries caused during your daily tasks within your catering business.

By having catering Public Liability cover in place, your business will be covered for any damages caused by you, your equipment, or an employee's actions.

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Business Liability Insurance Specialists

It is imperative that your business has the correct liability insurance. Performance Direct Business Insurance has years of experience dealing with all aspects of business and commercial insurance.

As a multi award-winning chartered insurance broker, we are commited to delivering the highest levels of excellence in professionalism and work with businesses, locally and nationally, where we deal with all types of commercial insurance for a huge range of business types including contractors, SMEs and larger scale businesses.

Whether you require a comprehensive insurance package or a small business insurance quote, Performance Direct is the insurer of choice for a growing number of UK businesses.

So, contact us today. We'll guide you through all the options, saving you time and money and making sure you have the right policy for your business needs.

For the best cover ask Performance Direct Business Insurance first.

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

We provide insurance services to UK residents only.

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Benefits of our Insurance Policies

  • Flexible payment options

  • Dedicated account handler

  • UK call centre

  • Access to Lloyd's of London markets

  • Wide policy coverage

  • Claim management service

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

Rated as excellent on Trustpilot with over 14,000+ reviews

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Why choose Performance Direct?

  1. The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.

  2. The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

  1. We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies­—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.

  2. We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year. 

  3. Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Why does a catering company need public liability insurance?

Although you’re not legally required to have public liability insurance, as a catering business owner the chances are you may need it. Catering public liability insurance covers your costs if someone else sues your business and without cover, unexpected legal costs could bankrupt your enterprise. By having this vital cover in place, it provides peace of mind for your catering business that, should the worst happen, you won’t be left out of pocket and your food preparation company can continue running as normal.

How does an insurance broker source public liability for catering companies?

Performance Direct is a leading UK insurance broker, we strive to offer our customers value for money catering public liability policies that are tailored to fit each and every individual want for your catering cover. As an independent insurance broker, we have knowledge of the insurance market and will find you the best deal by comparing prices and product features with the best providers on the market. Also, as a broker we are obliged to advise you of the fees charged for the services provided to you, so there are no hidden costs.

Performance Direct Business Insurance will search the market and offer you a wide selection of catering Insurance policies perfect to suit your every need. Save your time and money by getting your catering public liability cover with us, we understand that value for money comes down to more than price when picking an catering insurance provider so whilst sourcing our clients the most competitive premiums, our focus will be on true value for money, so as a Performance Direct customer you will benefit the most by placing your catering liability cover with us.

How much does insurance for caterers cost?

The cost of catering public liability insurance policies can fluctuate as there are many different factors that impact the premium rate. Performance Direct will strive to provide you with the most competitive pricing with the most suited catering policy for your unique catering business requirements. We offer the option to pay for your policies annually or monthly, offering monthly instalments over a 10 month payment plan through the third party provider. Performance Direct will have the perfect plan to suit you.

Contact us now on 01708 572 494 or click to get your catering insurance cover and find out more information about the benefits we can offer for your business.

 

Frequently Asked Questions:

Is public liability insurance for Catering a legal requirement?

You're not legally required to have public liability insurance, but if you're a business owner the chances are you'll need it. Public liability insurance covers your costs if someone else sues your business – and without cover, unexpected legal costs could bankrupt your business.

How important is insurance in catering business?

This coverage protects from the risks all businesses encounter. During the life of your catering business, a patron might file a suit against you for injuries. Catering liability insurance covers damages caused by you, your equipment, or an employee's actions.

How can using a broker help to find the most appropriate public liability cover for Catering?

Performance Direct, a chartered insurance broker will often get you a good deal by comparing prices and product features. They can also be more flexible on price than comparison sites.

Performance Direct have knowledge of the insurance market and can negotiate competitive premiums on your behalf. A broker is obliged to advise you of the fees charged for the services provided to you, so there are no hidden costs

Performance Direct will provide the best price for the appropriate cover from the best provider, every time. Value for money comes down to more than price when picking an insurance provider and while Performance Direct may well get the lowest price, their focus will be on true value for money i.e. benefits to the client.