This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Find out more here

Hello | Sign in to your Insurance Account
Call now for a quote:
01708 572 494
Hello | Sign in to your Insurance Account
  • Business Insurance
    • Our Business Insurance Products
    • Business Insurance
        • Public Liabitity Insurance
        • Tradesman Insurance
        • Professional Indemnity
        • Shop Insurance
        • Office Insurance
        • Home Office Insurance
        • Restaurant/Pub Insurance
        • Salon Insurance
      • Access to bespoke schemes
      • Tailored policies to suit your business insurance needs
      • Business insurance expert based in a UK call centre
      • Payment options available
  • Landlord Insurance
    • Our Landlord Insurance Products
    • Landlord Insurance
      • Residential Landlord Insurance
      • Commercial Landlord Insurance
      • Buy To Let Insurance
  • Vehicle Insurance
    • Our Business Vehicle Insurance Products
    • Vehicle Insurance
        • Van Insurance
        • Fleet Insurance
        • Motor Trade Insurance
        • Taxi Insurance
        • Business Car Insurance
        • Goods in Transit Insurance
        • Ice Cream Van Insurance
        • Courier Insurance
        • Haulage Insurance
        • Minibus Insurance
      • Tailored vehicle insurance suited to your business
      • Dedicated, knowledgeable operators
      • Fleet policies available
  • Existing Customers
    • Existing Customers
    • Existing Customers
      • Insurance Account
        Log In
        • Make a claim
        • Renewals
        • Contact us
        • Send us your documents
        • FAQs
        • Breakdown
        • Feedback
  • Contact Us
  • Home
  • Business Insurance
    • Business Insurance
    • Public Liabitity Insurance
    • Tradesman Insurance
    • Professional Indemnity
    • Shop Insurance
    • Office Insurance
    • Home Office Insurance
    • Restaurant/Pub Insurance
    • Salon Insurance
  • Landlord Insurance
    • Landlord Insurance
    • Residential Landlord Insurance
    • Commercial Landlord Insurance
    • Buy To Let Insurance
  • Vehicle Insurance
    • Vehicle Insurance
    • Van Insurance
    • Fleet Insurance
    • Motor Trade Insurance
    • Taxi Insurance
    • Business Car Insurance
    • Goods in Transit Insurance
    • Ice Cream Van Insurance
    • Courier Insurance
    • Haulage Insurance
    • Minibus Insurance
  • Existing Customer
    • Existing Customers
    • Make a claim
    • Renewals
    • Contact us
    • Send us your documents
    • FAQs
    • Breakdown
    • Feedback
  • Contact Us

Home Office Insurance

Get a quote
Retrieve a quote

Call for a quote
01708 572 494

Opening hours
Mon to Friday: 8:30am - 6:00pm
Sat: 9:00am - 1:00pm
Sun: Closed
Bank Holidays: 10:00am - 4:00pm

Performance Direct uses true expertise and years of experience to find you the best quality office insurance quickly and efficiently. Our knowledge of business operations and our ability to match your needs to the right policy means that we can arrange office insurance cover at a price you can afford. Wherever your office is located – from a purpose-built office block to within your home – we'll make sure of office insurance that covers you for every eventuality.

Business insurance for offices can protect you against all manner of unforeseen problems, ranging from accidents to theft and fire. We make sure that the quotes we provide give you the best possible protection by getting a clear picture of your business such as the type of office you run and whether you are regularly visited by clients. We can factor liability insurance and indemnity insurance into your quote as well as office contents insurance and ensure a policy that leaves nothing to chance.

Get a quote
Retrieve a quote
Trustpilot
We compare the market to find you the best deals! We compare the market to find you the best deals! We compare the market to find you the best deals!
  • Benefits

  • Why choose us?

  • Optional Extras

Instant Cover
Claims service available 24/7
We search a panel of leading UK underwriters to ensure you get the best rate at a competitive price
Bespoke certificates available

If you are looking for cover for your business, there are clear reasons to choose Performance Direct:

1

We're an award winning independent broker with history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.

2

Because we're independent, we search the business insurance market to get you the best policy. Whenever you ask for a new or renewal quote, we search a panel of leading UK underwriters to ensure you get the best, up to the minute, market rate and the most competitively priced cover.

3

If you need to make a claim due to use being completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Our claims service is available 24 hours a day, 365 days a year.

4

The people who work at Performance Direct are insurance professionals who are enthusiasts and who relish a challenge or an unusual insurance conundrum - we don't employ call centre sales staff who are only interested in the next sale.

Whatever type of property you are looking to insure, you can trust Performance Direct for the most relevant and cost-effective cover.  

Goods In Transit
We understand how vital some journeys are in guaranteeing the completion of certain jobs, therefore, we know how a Goods In Transit policy can benefit you and your business.

Business Vehicle Insurance
Tailored vehicle insurance suited to your business with fleet policies available if required

Policy Extensions
Wide range of policy extensions to suit your business insurance requirements.

Deciding on office contents insurance amounts

Before you talk to Performance Direct about office insurance, it's a good idea to do a quick assessment of the value of your office equipment, such as computers, telephones, office furniture and portable devices. That way you can tell us how much contents cover you need and rest easy that the office contents insurance that we source for you will be adequate - whatever happens. Get in touch with us as soon as you are ready and we'll make the office insurance process quick, easy and hopefully a pleasure for you.

What should be covered by an office insurance quote?

Office insurance quotes should make sure that risks of all kinds are covered against claims from the public as well as financial losses as a result of theft and building damage, such as due to a fire or flood. The obvious risks to the public are things like injuries that happen due to tripping over unsecured computer cables, so it's vital that liability insurance is included in your quote. Business insurance also needs to protect against long term losses or business interruption, such as if a building is badly damaged due to flooding and you can't return to the premises for some time. In this case, making sure that you have adequate office contents insurance is also crucial, as everything you use within the office - from filing cabinets to computers - will be damaged too.

For complete peace of mind relating to business insurance, it's also a very good idea to ask Performance Direct about indemnity insurance. This protects you in the event that advice you give a customer is wrong or insufficient, and as a result they lose money. If they decide to make a claim against you to cover their losses, a good indemnity insurance policy will ensure that your policy pays out the amount rather than you or your business.

Minimising claims on your office insurance policy

Having a good office insurance policy will protect your business in the event of a liability claim. However you can do a lot to keep your office environment safe and prevent claims happening in the first place.

A health and safety risk assessment will help you identify hazards in your office. There are plenty of guidelines available to help you carry out a thorough check, for example on the HSE website. Once you know what could potentially be a danger for people – such as visitors tripping over loose carpeting – you can take steps to eliminate or at least minimise the risk. It's important to keep in mind that office environments can change, such as if you add or rearrange office furniture, so carrying out a risk assessment on a regular basis is good practice. Making sure that hazards and risk are at an absolute minimum will also help keep your office insurance costs down, as an office insurance quote will normally take your track record of claims into account. Being able to show, for example, that no claims have been made against you will mean business insurance at the best possible price.

Office insurance is essential – but what else can I do to keep risks low?

Taking sensible safety precautions will also mean a smaller chance of making a claim for stolen property and therefore more attractive quotes for business insurance for offices. Pay attention to who comes in and out of your office to prevent casual burglars helping themselves. Make sure that windows and doors are securely locked before you go home and don't leave valuable items on show. Put things like mobile phones and tablet computers into a lockable drawer or cupboard along with any keys and other valuable items that you normally leave in the office.

Anything at all that you can do to prevent harm, theft and damage will not only help keep your office insurance costs very manageable but will also save you having to lose valuable time dealing with unexpected problems – not to mention the distress.

Liability insurance claims – reduce the risk through good ergonomic practice

Now that you are talking to Performance Direct about liability insurance as part of an office insurance quote, it is worthwhile taking some time to think about the ergonomics of your office. This means designing your office so that people can operate in it safely and comfortably, which in turns minimises the chances of anyone making a claim against you. The added bonus is that greater comfort will also mean far greater productivity.

What are the key areas in an office where good ergonomics make a difference?

Lighting is important so where possible ensure that your office is naturally lit and airy, and that people have the kind of light they need for their tasks. Fitting blinds to windows is also beneficial as these can be used when necessary to prevent glare. Seating should be right for a person's height and build, with their back supported well. Chairs that can be adjusted in numerous places including armrest height and seat length are ideal, as they will work perfectly whether the user is 6 feet or 5 feet tall. Although highly adjustable office chairs are more expensive, the increased productivity that comes with good seating makes the investment very worthwhile. Desk height is important too, and the person using it should be able to work comfortably without getting an aching back or tensed up shoulders. If the legs of the desk can be adjusted to lower or raise the height, all the better. Those using computers should be able to position monitors in a way and at a distance that prevents eyestrain, and lighting should be checked to ensure that it doesn't create a reflection on the screen. Having accessories such as wrist rests for computer users is also very helpful and for those that want them, a footrest can increase comfort. When you decide to implement sound ergonomic principles in your office, it is always best to source expert information, such as from a reputable website or from a qualified practitioner, so that you do things right.

Office insurance made easy by Performance Direct

Business insurance for offices is easy to arrange through Performance Direct. Call us now and we'll advise you on office insurance cover that protects you and your business perfectly.

Knowledgeable UK staff

Opening hours

Mon to Fri: 8:30am - 5:30pm

Bank Holidays: 10:00am - 4:00pm

About us Contact Us Specialist Insurance Terms & Conditions Cookie Policy FAQs Privacy Policy Complaints

Performance Direct is a trading name of Grove & Dean Ltd, an independent intermediary who are authorised and regulated by the Financial Conduct Authority (FCA). Grove & Dean Ltd, registered in England, company number 1167043.

Telephone: 01708 572 494. Performance Direct, Tollgate House, 96 Market Place, Romford, Essex, RM1 3ER © 2020 All rights reserved. Performance Direct Car Insurance.