Modified car insurance 'important during cold weather'

The current burst of snow that has covered the UK may only serve to emphasise the need for a modified car policy that takes into account the threat of adverse weather conditions.

Moneysupermarket.com says motorists would be wise to check their policy before heading out on to icy roads.

One of the key questions to ask providers is whether protection is in place to counter the effects of the temperature, which is renowned for causing a higher rate of breakdowns.

Steve Sweeney, head of motor insurance at the website, advises: "Taking regular precautionary measures such as checking the oil level, anti-freeze, hazard lights and tyres for tread depth and pressure and stowing a spare tyre are a good idea."

It is also worth being extra vigilant in a bid to spot any looming accidents before they occur.

The Met Office says severe weather warnings remain in place across much of the eastern side of the country.

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