James' may have to pay more for modified car insurance

Modified insurance customers called James may be more likely to have to pay higher premiums than other drivers, new research has suggested.

A study by Confused.com found drivers with this name were the most reckless behind the wheel, with 31 per cent admitting to previous motoring convictions.

Some 18 per cent of Daniels were also revealed to have been on the wrong side of the law - making them the second most dangerous road users.

Meanwhile, six per cent of women drivers called Lucy were found to have picked up motoring convictions - making them the worst female offenders.

Confused.com warned a brush with the law could prove expensive.

Head of motor insurance Will Thomas said: "On average, a driver with three points will see premiums leap seven per cent, rising to 25 per cent for six points and 50 per cent for nine points."

Meanwhile, Confused.com recently suggested when the weather is cold motorists should ensure their batteries are well-charged before long journeys.

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