Business Insurance - Women 'slightly safer in company cars than men'

Companies are slightly less likely to need to make business car insurance claims on company vehicles driven by women, according to a new report.

A study by Total Accident Management has analysed around 25,000 accidents in its database, finding that female company drivers are at fault for 36 per cent of incidents they are involved in, while 44 per cent were not their responsibility.

This marginally betters the 41 per cent fault rate seen among male company car users, with 43 per cent of incidents among this group deemed to be non-fault.

According to the company, the general standard of driving in company cars is high, but basic errors such as leaving the handbrake off are common, which reinforces the need for proper training to be undertaken.

Penny Stoolman, Total's managing director, said: "Company motorists are professional drivers, some covering tens of thousands miles on company business each year and generally their standards of driving are very good."

Last week, a study conducted by Volvo revealed that luxury and environmental performance are key criteria for those purchasing company cars, as well as the amount of tax to which the vehicles are subject.

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

We provide insurance services to UK residents only.

Rated as excellent on Trustpilot with over 14,000+ reviews

Benefits of our Insurance Policies

  • FREE legal cover

  • Courtesy van

  • Foreign use cover (up to 90 days)

  • Flexible payment options

  • 24 hour claims service 

  • UK call center

  • Online access to policy documents available 24/7

  • Wide policy coverage

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

Rated as excellent on Trustpilot with over 14,000+ reviews

Why choose Performance Direct?

  1. The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.                                                                                                                                                     
  2. We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to find you the best policies­. Whenever you ask for a new or a renewal quote, we search a panel of leading UK underwriters to ensure you get the lowest price and the best cover.                                                                               
  3. We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car, arrange a new windscreen or need to make a liability claim, we are here to help assist you when you need us.                                                                                                                                                         
  4. Here for you. With a dedicated account managed team, we are here to support our clients every step of the way.                                                                                                                                                                                                       

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.