Multi Bike Insurance

Enter the registration number of the 1st motorcycle to start your multi bike quote.

Multi-Bike Insurance

If you ride more than one motorcycle, a Performance Direct multi bike insurance policy can be a great solution. Multi bike insurance enables you to cover two or more bikes under a single policy, offering one renewal date, one set of documents and often a lower premium than insuring each bike separately.

In fact, many of our insurance partners base the premium on your highest-valued motorbike and add the others at a discount, making it a highly efficient way to spread risk.

Whether you have an everyday ride, a weekend sports motorcycle or a classic in the garage, multi bike insurance cover simplifies your admin and gives you peace of mind that your personal fleet is protected.

We provide insurance services to UK residents only.

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Benefits of our Insurance Policies

FREE legal cover

Uninsured driver protection

Payment options

24 hour claims service

UK call centres

2nd car discount

Fraud fighting technology

We search our panel of leading underwriters to find you the best policy

Why choose Performance Direct?

The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.
The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.
We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Multi Bike Insurance FAQs

What is multi bike insurance?

Multi bike insurance is a single insurance policy designed to cover more than one motorcycle (or scooter) under the same individual policyholder. Instead of separate policies for each bike, all your machines are grouped together.

Who is multi bike insurance for?

It is ideal for riders who own two or more bikes, perhaps an everyday bike, a weekend sports machine, or a classic that’s only used occasionally. If you are managing several motorcycles, a multi bike policy can streamline the process and reduce cost.

How many bikes can I insure on one policy?

Grove & Dean can insure up to 5 bikes on an individual policy.

Can I insure different types of bikes (commuter, classic, scooter) together?

Yes. Many multi-bike policies permit a mix of motorcycles, scooters or mopeds under one policy, although it depends on the insurer’s terms and each machine still must meet the provider’s eligibility criteria.

How is the premium calculated for a multi bike policy?

Typically, the insurer assesses the highest-risk (often highest-value) bike in the set and uses that as the base. Other bikes are added at a discounted rate because the underwriter assumes you cannot ride multiple at once, spreading risk across the fleet.

Does my no-claims discount (NCD) apply to all bikes?

Yes. You can apply your existing NCD to the multi-bike policy and earn additional NCB for the policy overall. However, note that this is per policy rather than per bike, so you won’t earn separate years of NCB for each individual machine.

Can more than one rider use the policy?

Usually not. Many multi bike policies restrict cover to a single named rider. If you need cover for multiple riders, you may need a different type of policy or separate cover.