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Car Insurance for your MINI

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01708 564 143

Opening hours
Mon to Thurs: 8:30am - 8:30pm, Fri: 8:30am - 7:30pm,
Sat: 9:00am - 5:00pm, Sun: 10:00am - 4:00pm,
Bank Holidays: 10:00am - 4:00pm

Car insurance for your MINI is available through Performance Direct, one of the UK’s leading insurance specialists for all classic and mini car insurance.

We specialise in various different classic and mini car insurance schemes, now offering a full range of tailor-made policies that address the needs of all classic car and UK Mini car owners. These include Modified Mini Insurance, Mini Cooper Insurance, Classic Mini Insurance and BMW Mini Insurance. 

The various models of MINI Cooper can require bespoke car insurance, something that Performance Direct will source. A comprehensive MINI car insurance policy can be tailored to suit your individual needs, all at the best price possible.

Our expert insurers work hard to offer an insurance policy that is tailor-made for you and your vehicle, be that a Mini or classic car.

For fast and reliable cover specific to you, why not click for a quote today or call us on 01708 564 143 to speak to one of our dedicated MINI or classic motor insurance specialists.

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  • Benefits

  • Optional Extras

  • Why choose us?

This summary is designed to help you as a guide only. For full details of the Policy Cover, Terms and Conditions then please refer to the Insurer's Policy Wording.

Foreign Use
Driving abroad doesn’t have to come at a price with our Foreign use cover, speak to a member of staff to find out more about the different covers we offer.
Windscreen Cover
Subject to underwriting criteria, many of our comprehensive policies include windscreen cover. If it is not automatically included, we offer windscreen cover for a small, additional cost.
UK Call Centre
Our call centre is staffed by knowledgeable operators who are highly trained to assist you with your insurance.
Open 7 days a week
Access to our policies is available 7 days a week, including bank holidays.
Wide policy coverage
We have a great relationship with many insurers, allowing us access to hundreds of insurance schemes. This lets us source the most appropriate policy to suit your needs, at the best available price.
Competitive premiums
We have various insurance schemes and offers available to our customers and always strive to find the most competitively priced policy. We search the insurance market every time you request a quote, allowing us to find an insurance policy that is relevant and value for money.

Protected No Claims Bonus

A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, yours no claims bonus would stay intact.

Important information:

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.

Legal Expenses

If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress-free service to recover your uninsured losses. This service will give full management of your claim from start to finish together with legal advice available 24 hours a day.

What’s included? + More information:

  • £100,000 protection for legal costs towards your vehicle damage following an accident caused by someone else.
  • Personal Injury Claims – Access to our Legal representatives to assist you in claiming compensation.
  • Recovery of uninsured losses, including your excess, loss of earnings, and any out of pocket expenses.
  • 24-hour legal helpline.

Breakdown Cover

Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.

What’s included?

Roadside (Assistance and Recovery) + More information:

UK Roadside Assistance:

  • Help at the roadside where the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging.
  • Recovery to a local place of repair or to a destination of your choice up to 10 miles from the breakdown
  • Message Relay service –for example a phone call to a family member, friend or colleague.
  • Caravans and trailers that are attached to your vehicle at the time of the vehicle breakdown are recovered with your vehicle, you and passengers.

UK Roadside Recovery:

All the benefits of UK Roadside Assistance plus:

  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

Homestart (Assistance) + More information:

All the benefits of Roadside Assistance and UK Recovery plus

  • Help at your home address or the normal place of garaging or within a ¼ of a mile of your home address or the normal place of garaging if your vehicle suffers a breakdown.
  • Recovery to a local place of repair if repair is not possible at your home address or the normal place of garaging.
  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A choice of either a hire car (up to 1600cc) for 48 hours, alternative transport up to £100 or overnight accommodation up to £60 per person (to a maximum of £500) if your vehicle cannot be repaired by the end of the working day.
  • The cost of one single rail fare to enable the driver to collect the vehicle once repaired.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

European (Assistance and Recovery) + More information:

European Assistance and Recovery:

All the benefits of UK Recovery & Home Assist plus:

  • European Cover (countries included within agreed geographical limits ) – including cover before you travel, missed Motorail connections, transporting your vehicle home and loss of use of the vehicle while abroad

If you are insuring a Mini, there are five clear reasons to choose Performance Direct for your vehicle cover:

1

We're an award winning independent broker with a 30 year history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.

2

Because we're independent, we search the car insurance market to get you the best motor policy - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, up to the minute, market rate and the best, cheap cover.

3

If you need to make a claim, because we're completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.

4

The people who work at Performance Direct are insurance professionals enthusiasts who relish a challenge or an unusual insurance conundrum - we don't employ call center sales staff who are only interested in the next sale.

5

We're open 7 days a week and our free online quote engine for UK Mini car insurance is the best, quickest and most advanced we know of (and we've done a lot of checking!).

If you are looking to insure you Mini, you can trust Performance Direct to source the most appropriate, value for money insurance policy.

About MINI Insurance

Originally designed by Sir Alec Issigonis for the British Motor Corporation (BMC) the MINI has been in action since 1959, some even considering it to be a true British icon of the 1960s.

In the 1960s, Mini created two sporty versions of their iconic car, MINI Cooper and Cooper S, with both becoming successful rally cars, winning the Monte Carlo Rally a grand total of three times.

Marketed under the Austin and Morris names, the Austin Seven was renamed as the Austin MINI in 1962 and the Morris MINI-Minor became known as the MINI in 1969. The car was made even more popular in the 1960s by such UK style icons as The Beatles, Twiggy and, of course, in the classic movie, ‘The Italian Job’.

BMW acquired the Rover Group (formerly British Leyland) in 1994 and has been using the MINI name to produce and build the British classic ever since. 

Various modern editions of MINI have been produced including the likes of the MINI Countryman, MINI Cooper and the MINI Cooper S, however, classic MINIs, vintage MINIs and Austin MINIs are still extremely popular models and are in some cases  a rarity.

In these situations, custom made car insurance policies are often needed as it is vital to attain the correct level of insurance for your MINI, protecting it on the road whilst restoring its historic iconography.

Ensuring you have the right car insurance is important, especially one that is specifically tailored to you. Here at Performance Direct, an operator will guide you through the various comprehensive MINI car insurance and classic car insurance options over the phone or if you prefer, a quick quote for motor insurance cover can be obtained online.    

Call our expert team now or get an online quote.

MINI: A cultural icon

As a MINI car owner you know that your vehicle is one of the most noticeable on the road. In fact, the MINI is one of the most recognisable cars of all time, making it a historic classic in the motoring world. The MINI stands out amongst car lovers and non-car lovers alike for its unique looks and its part in British motoring heritage. The MINI has speciality in abundance. No other car's look comes close to matching the MINI, new or old. The BMW MINI has grown from where the old MINI left off and there is simply no other car on the road like it.

The modern MINI has the look and feel of the classic car of the 60s, the assurance of quality and heritage combined with a modern edge such as aesthetic lines and a powerful engine which denotes its class. BMW have created a new classic car, well deserving of the old MINI name.

The MINI stands out against other vehicles and is well deserving of the plaudits it has received. Since its re-launch the new MINI has been one of the most sought after vehicles on the market and it continues to be one of the UK's best selling cars on the market.

Getting the right cover for your vehicle means not only obtaining an online quotation for your car but in dealing with an insurer who understands that a MINI car is more than just a standard vehicle. Our MINI car insurance policies live up to the proud MINI name.

MINI Car Insurance from Performance Direct

From a modified MINI to a MINI 1275 GT, Performance Direct have the right car insurance policy to suit your individual and your cars individuals needs too.

No matter what MINI or classic you own, our dedicated MINI car insurance and classic car insurance experts are here to make sure that every MINI and classic owner gets the right policy tailor made for them, combined with excellent customer service and care. 

If you use your MINI as your main car, as a collector or as a recreational vehicle, Performance Direct will be able to provide an excellent, inexpensive insurance policy for you.

Performance Direct has the experience of dealing with high value and collector vehicle insurance that other providers may not. The MINI can be considered a modern classic car and we treat it with the coverage you would expect of such an iconic vehicle. It is what makes our quotes and service, the best.

Every Performance Direct MINI car insurance policy is for MINIs only and as such you can be sure that no matter what happens your vehicle will be in safe hands, receiving the cover it deserves. Whether you call direct or get an online quotation, our committed service will be the same. You will join the many hundreds of MINI owners across the UK who have saved money with a Performance Direct policy and our range of financial services.

Providing motor insurance cover for over 40 years, Performance Direct offer an extensive range of car insurance from MINI Cooper, MINI Cooper S, Clubman, MINI Countryman Classic, Vintage, Modified and Austin MINI.

Performance Direct are specialist insurers with the experience and knowledge of the MINI brand.

Click today for a MINI car insurance quote or call one of our committed experts to find the best motor insurance cover on the market.

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Knowledgeable UK staff
Open 7 days a week

Opening hours

Mon to Fri: 8:30am - 6:30pm
Sat: 9:00am - 5:00pm
Sun: 10:00am - 4:00pm
Bank Holidays: 10:00am - 4:00pm

FAQs

FAQs

Should I protect my No Claims Discount?

What are car groupings?

What level of cover shall I choose?

See more FAQs

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Performance Direct is a trading name of Grove & Dean Ltd, an independent intermediary who are authorised and regulated by the Financial Conduct Authority (FCA). Grove & Dean Ltd, registered in England, company number 1167043.

Telephone: 01708 564 143. Performance Direct, Tollgate House, 96 Market Place, Romford, Essex, RM1 3ER © 2022 All rights reserved. Performance Direct Car Insurance.

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