Learner Driver Insurance

In short, the reason insurance can be more expensive for young drivers is due to the risk of them having an accident is much higher, this means that claims are then made against the young drivers, meaning future insurance premiums can increase from there on. However, it’s important to make sure you’re covered, even when learning.

In accordance to the Driving Standards Agency, 47 hours of professional driving school and 20 hours of additional practice is required for young drivers, before taking the driving test.

When practicing away from professional lessons, it’s important to make sure that you’re fully covered as an additional driver on a family/friend’s car or if you’re practicing in your own car, you’ll need a learner driver insurance policy.

Learner Driver Insurance is available for a length of 30, 60 or 90 days and you can renew the policy as often as required or even take a break in the renewal if you are away during term time - just restart it when you want to.

Taking out a learner driver policy can be beneficial in the long run, potentially earning you a discount on your full insurance policy after passing, as well as including other ways to save you money for the first few years of driving.

Having a learner driver policy in place also helps to protect your parents or friends No Claims Discount should you practice driving in their vehicle and a claim arises.