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Salon Insurance

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01708 572 494

Opening hours
Mon to Friday: 8:30am - 6:00pm
Sat: 9:00am - 1:00pm
Sun: Closed
Bank Holidays: 10:00am - 4:00pm

Having salon insurance that gives you complete peace of mind is one of the best things that you can do for your business. At Performance Direct, we make sure that everything you work hard for is properly protected so that if anything goes wrong, your hair salon's policy meets all the costs.

Insurance for beauty salons is where we excel. We listen carefully, ask all the right questions, (such as what services you offer) and use our expertise to find you salon insurance that fits your business like a glove. Our very helpful team will make sure that you never pay more than you need, with that everything that you do need fully included. For example, if you work on a mobile basis, a hairdresser insurance policy or beauty therapist insurance will be just right for you however, if you employ people, offer a range of services and run a high street business you will need full salon insurance.

Hair and beauty businesses often think of insurance as an unnecessary cost, particularly small businesses. Regardless of the size of your operation, insurance is crucial so that if the worst happens you don't end up losing your livelihood and investment. Given the importance of getting the right cover, when you are looking for insurance quotes for hairdressing salons, don't be tempted to go for the cheapest. Performance Direct might very well be able to provide you with salon insurance - and salon insurance for beauty – that is one of the cheapest available, however the difference is that we pay huge attention to detail. If the cheap business insurance we find doesn't cover what you need we'll advise you about the risks and suggest alternatives. So by talking to us you'll not only get best value but also best quality hair salon insurance.

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Instant Cover
Claims service available 24/7
We search a panel of leading UK underwriters to ensure you get the best rate at a competitive price
Bespoke certificates available

If you are looking for cover for your business, there are clear reasons to choose Performance Direct:

1

We're an award winning independent broker with history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.

2

Because we're independent, we search the business insurance market to get you the best policy. Whenever you ask for a new or renewal quote, we search a panel of leading UK underwriters to ensure you get the best, up to the minute, market rate and the most competitively priced cover.

3

If you need to make a claim due to use being completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Our claims service is available 24 hours a day, 365 days a year.

4

The people who work at Performance Direct are insurance professionals who are enthusiasts and who relish a challenge or an unusual insurance conundrum - we don't employ call centre sales staff who are only interested in the next sale.

Whatever type of business you are looking to insure, you can trust Performance Direct for the most relevant and cost-effective cover.  

Goods In Transit
We understand how vital some journeys are in guaranteeing the completion of certain jobs, therefore, we know how a Goods In Transit policy can benefit you and your business.

Business Vehicle Insurance
Tailored vehicle insurance suited to your business with fleet policies available if required

Policy Extensions
Wide range of policy extensions to suit your business insurance requirements.

What does indemnity insurance for salons mean?

The nature of the hair and beauty business is to provide a service to people and if they are not happy with your work or you make a mistake, they may make a claim against you for financial compensation. Insurance quotes for hairdressing salons or beauty salon cover should always include indemnity insurance. This means that if you are found to be liable to pay compensation, your hair salon policy will cover the amount plus any legal costs. The types of things that could go wrong include a client getting a serious nail infection after a manicure or pedicure, or experiencing hair loss or a violent skin reaction following a treatment. Which is why indemnity insurance for salons as part of hair salon insurance is absolutely vital.

Is it the same as liability insurance?

No its not. Public liability insurance relates to harm or damage to a person's property whilst they are on your premises. This includes circumstances such as a client slipping on a wet floor and being injured, their clothes being ruined by things like hair dye and theft of a their belongings.

Performance Direct will always look very carefully at the market and make sure that your public liability insurance is exactly tailored to the services that you offer, as we don't want paying liability insurance for things that you don't provide. For example, beauty therapist insurance, as part of salon insurance, can include treatments such as cosmetic tattooing or microdermabrasion. If these are not on your service menu, there is no point in them being included in your hair and beauty salon cover.

What else should a hairdresser insurance policy cover?

Insurance quotes for hairdressing salons should include protection against property damage, such as due to fire or flooding. We take great care to ensure that the full value of your professional equipment and furniture is covered, as well as things like telephones and computers, product stocks and the cash you normally hold on the premises. We will also factor in cover as part of your hair salon's policy or your salon's insurance for beauty in the event of burglary, or if money or assets are stolen from you by a client or an employee.

Hair salons insurance, insurance for beauty salons or beauty therapist insurance can also include protection against business interruption. For example, if there is a power cut that lasts for some time, you won't be able to operate your business. Your hairdresser insurance policy will cover the amount of income you lose as a result.

Will Performance Direct help me through the process?

Yes we will – and much more. We have vast experience of finding the ideal hair salon insurance or beauty salon cover and we match this with a very personal and straightforward service. Our friendly team will make the process quick and simple for you, and will suggest the very best policy for your business and your budget. With Performance Direct, indemnity insurance for salons, liability insurance and all the insurance cover you need are in the safest hands.

Hair and beauty – did you know?

Now that Performance Direct has given you the peace of mind you want concerning insurance quotes for hairdressing salons and insurance for beauty salons, we thought you might like to read some interesting facts about the industry.

For many centuries, women aspired to have pale complexions. This was a sign that they were wealthy, as poor women worked outdoors and were therefore suntanned. Ways of making the skin look pale included applying pastes made of wheat, honey, eggs and lentils amongst other things, applying chalk and rubbing on white lead. Rouge was then used to add back some colour, with the finished effect often very unnatural and sometimes rather comical.

Here are some other interesting facts. Hair drying was originally done using an adapted vacuum cleaner. The first proper hair dryer was a hood type and was invented by Alexandre Godefrey, a French stylist, in 1890. The first handheld dryer came on the market in the 1920s.

In 1907, a chemist called Eugene Schueller developed the first commercial hair dye, which he called Aureole. He changed the name to L'Oreal and founded the famous company in 1909.

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Opening hours

Mon to Fri: 8:30am - 5:30pm

Bank Holidays: 10:00am - 4:00pm

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Performance Direct is a trading name of Grove & Dean Ltd, an independent intermediary who are authorised and regulated by the Financial Conduct Authority (FCA). Grove & Dean Ltd, registered in England, company number 1167043.

Telephone: 01708 572 494. Performance Direct, Tollgate House, 96 Market Place, Romford, Essex, RM1 3ER © 2019 All rights reserved. Performance Direct Car Insurance.