Minibus Insurance – the best cover, the best value
Performance Direct is one of the UK's leading independent minibus insurance brokers.
For cheap minibus insurance cover we're the first call for school and private hire minibuses, minibus coach, minibus taxi and charity mini bus insurance.
We insure minibus drivers throughout the country and our specialist knowledge and cheap mini-bus insurance policies are hard to beat.
For a quote, click the Quote Button above or call our team on 01708 436 811.
We provide insurance services to UK residents only.
Rated as excellent on Trustpilot with over 14,000+ reviews
Benefits of our Insurance Policies
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Courtesy Vehicle
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Legal expenses
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Foreign use cover (up to 90 days)
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Personal accident cover
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Windscreen cover (fully comprehensive policies only)
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24/7 claims service
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UK based contact centre
Why choose Performance Direct?
- The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.
- We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to find you the best policies. Whenever you ask for a new or a renewal quote, we search a panel of leading UK underwriters to ensure you get the lowest price and the best cover.
- We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car, arrange a new windscreen or need to make a liability claim, we are here to help assist you when you need us.
- Here for you. With a dedicated account managed team, we are here to support our clients every step of the way.
Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.
Minibus Insurance FAQs
What is minibus insurance?
Minibus insurance provides cover for vehicles designed to carry multiple passengers rather than goods. These vehicles are often used by schools, community groups, businesses or organisations transporting people. Insurance policies take into account the seating capacity of the vehicle and the type of passenger use. The scope of protection depends on the insurer selected and the policy wording.
Who typically requires minibus insurance?
Minibus insurance may be arranged by organisations or individuals responsible for transporting groups of passengers. This can include schools, charities, sports clubs, community groups or businesses using minibuses for staff or client transport. Eligibility depends on the insurer’s underwriting criteria and the intended use of the vehicle.
What types of vehicles qualify as a minibus?
A minibus is generally defined as a vehicle designed to carry between nine and sixteen passengers in addition to the driver. Insurers assess seating capacity, vehicle weight and construction when determining eligibility. The classification may vary depending on the insurer and the regulatory context of the vehicle’s use.
What does minibus insurance usually cover?
Minibus insurance typically provides protection for the vehicle against insured risks such as accidental damage, fire or theft depending on the level of cover selected. Policies may also include liability protection relating to passengers carried in the vehicle. The scope of cover depends on the insurer selected and the policy wording.
Can voluntary organisations arrange minibus insurance?
Community organisations and charities may arrange minibus insurance for vehicles used to transport members or participants. Insurers generally review how the vehicle is used, the type of organisation operating it and the driving experience of those behind the wheel. Acceptance depends on underwriting criteria.
Do minibus drivers need special licences?
Licence requirements for minibus drivers depend on factors such as the number of passengers carried, the weight of the vehicle and whether the driving is voluntary or paid. Drivers must meet the relevant licensing requirements before operating the vehicle. Insurers usually review driver eligibility when arranging cover.
Can multiple drivers be insured on a minibus policy?
Some minibus policies allow additional drivers to be named where more than one person operates the vehicle. Each driver is assessed individually based on licence details, age and driving history. Acceptance and policy terms depend on the insurer’s underwriting requirements.
Are passengers covered by minibus insurance?
Passenger related liability protection is often included within minibus insurance policies. This may apply if a passenger suffers injury connected with the operation of the vehicle. The extent of liability cover depends on the insurer selected and the policy wording.
How do insurers assess risk for minibus insurance?
Insurers consider several factors when arranging minibus insurance. These can include the vehicle’s seating capacity, the purpose of the journeys, driver experience and the organisation operating the vehicle. The type of passenger transport involved may influence underwriting decisions.
What should be considered when arranging insurance for a passenger carrying vehicle?
Vehicles used to transport groups of passengers are normally insured under policies designed for minibus use rather than standard private car cover. Performance Direct works with insurers experienced in arranging cover for vehicles carrying multiple passengers. Terms depend on driver eligibility, vehicle specification and the intended use of the minibus.
