Company Haulage Insurance – value and quality
Company Haulage Insurance from Performance Direct.
Performance Direct has years of experience dealing with all aspects of business and commercial insurance, so you know when you take out a cover with us, we have you covered against all eventualities.
Click above to get a quote, or if you would prefer, please call one of our business insurance specialists on 01708 572 494 to discuss the level of cover required.
We provide insurance services to UK residents only.
Rated as excellent on Trustpilot with over 14,000+ reviews
Benefits of our Insurance Policies
-
legal cover
-
Flexible payment options
-
24 hour claims service
-
UK call centre
-
Online access to policy documents available 24/7
-
Wide policy coverage
Why choose Performance Direct?
- The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.
- We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to find you the best policies. Whenever you ask for a new or a renewal quote, we search a panel of leading UK underwriters to ensure you get the lowest price and the best cover.
- We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car, arrange a new windscreen or need to make a liability claim, we are here to help assist you when you need us.
- Here for you. With a dedicated account managed team, we are here to support our clients every step of the way.
Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.
What vehicles can be insured under haulage insurance?
What is haulage insurance?
Haulage insurance commonly applies to heavy goods vehicles, lorries and articulated trucks used for transporting freight. Insurers consider the vehicle’s weight, configuration and operating routes when assessing eligibility. Acceptance and policy terms depend on the insurer’s underwriting criteria.
How does haulage insurance differ from courier insurance?
Haulage insurance is typically arranged for vehicles carrying freight over longer distances, often using heavy goods vehicles or articulated lorries. Courier insurance is generally associated with smaller vehicles delivering parcels or packages on shorter routes. Insurers assess these activities differently due to variations in vehicle type, cargo size and transport patterns.
What vehicles can be insured under haulage insurance?
Haulage insurance commonly applies to heavy goods vehicles, lorries and articulated trucks used for transporting freight. Insurers consider the vehicle’s weight, configuration and operating routes when assessing eligibility. Acceptance and policy terms depend on the insurer’s underwriting criteria.
What does haulage insurance typically cover?
Haulage insurance may provide protection for the vehicle against risks such as fire, theft or accidental damage depending on the level of cover selected. Some policies may also include options relating to goods carried or liability associated with transport operations. The exact scope of cover depends on the insurer and the policy wording.
Do haulage operators require goods in transit insurance?
Businesses transporting freight often consider goods in transit cover to address potential loss or damage to cargo while being transported. This protection may be arranged alongside vehicle insurance depending on the insurer and the type of freight carried. Coverage limits and conditions depend on policy wording.
Can haulage insurance apply to owner drivers?
Owner drivers operating their own lorries for freight transport may arrange haulage insurance for their vehicles. Insurers usually review driving history, vehicle specification and the type of goods transported when assessing eligibility. Acceptance and terms depend on underwriting criteria.
Does haulage insurance cover multiple vehicles?
Some insurers offer arrangements for businesses operating more than one haulage vehicle. Fleet policies may allow several lorries to be insured under a single structure depending on the insurer selected. The structure and eligibility depend on underwriting assessment.
What factors affect haulage insurance premiums?
Insurers assess several factors when calculating haulage insurance premiums. These may include driver experience, claims history, vehicle type, cargo carried and operating routes. The scale of the transport operation may also influence underwriting decisions.
Are drivers other than the owner able to operate insured haulage vehicles?
Some policies allow additional drivers to operate haulage vehicles if they are declared and meet insurer requirements. Each driver may be assessed based on licence category, driving experience and previous claims history. Acceptance depends on the insurer’s underwriting criteria.
How is insurance arranged for vehicles transporting commercial freight?
Vehicles used for transporting freight are usually insured under policies designed for haulage operations rather than standard commercial motor cover. Performance Direct works with insurers experienced in arranging protection for freight transport vehicles. Policy terms depend on vehicle type, driver profile and the nature of the haulage work undertaken.
