Save money on Courier Insurance
As one of the UK’s leading independent insurance brokers, with over 40 years of experience in dealing with all aspects of business and commercial insurance, you know you can rely on our liability insurance for your courier business. We understand the risks involved in the courier business, therefore it is imperative that your business has the correct liability insurance.
Courier vehicles can carry items worth thousands of pounds and should an accident occur, we can guide you through all the options available to you, saving you time and money in the process to make sure you receive the right policy for all your needs at a competitive price.
Click the ‘’Get a quote’’ button to retrieve a quick online quote, or if you would prefer, please call one of our business insurance specialists on 01708 564 146 to discuss the level of cover required for your needs.
We provide insurance services to UK residents only.
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Benefits of our Insurance Policies
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FREE legal cover
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Courtesy van
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Foreign use cover (up to 90 days)
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Flexible payment options
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24 hour claims service
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UK call center
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Online access to policy documents available 24/7
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Wide policy coverage
Why choose Performance Direct?
- The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.
- We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to find you the best policies. Whenever you ask for a new or a renewal quote, we search a panel of leading UK underwriters to ensure you get the lowest price and the best cover.
- We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car, arrange a new windscreen or need to make a liability claim, we are here to help assist you when you need us.
- Here for you. With a dedicated account managed team, we are here to support our clients every step of the way.
Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.
Courier Insurance FAQs
What is courier insurance?
Courier insurance provides cover for vehicles used to deliver goods to customers or businesses. Unlike standard motor insurance, it reflects the risks associated with frequent journeys, multiple delivery stops and time sensitive transport work. Policies are designed for drivers carrying parcels, packages or goods as part of their business activity. The scope of cover depends on the insurer selected and the policy wording.
How does courier insurance differ from standard van insurance?
Courier insurance is designed for drivers transporting goods for delivery rather than general business use. Vehicles used for parcel delivery or logistics work typically operate under higher mileage and tighter schedules than standard commercial vans. Insurers therefore assess courier activity differently when arranging cover. Eligibility and terms depend on the insurer and the nature of the delivery work.
What does courier insurance typically cover?
Courier insurance usually provides protection for the vehicle against insured risks such as fire, theft or accidental damage depending on the level of cover selected. Some policies may also include options relating to goods carried in transit or public liability. The exact scope of protection depends on the insurer selected and the policy wording.
Who might need courier insurance?
Courier insurance is generally required for drivers transporting goods on behalf of customers or delivery companies. This can include self employed couriers, parcel delivery drivers or businesses operating delivery vehicles. Insurance requirements depend on the type of work carried out and the insurer’s underwriting criteria.
Does courier insurance include goods in transit cover?
Goods in transit cover may be available as an optional extension depending on the policy selected. This protection can apply if items being delivered are lost, damaged or stolen during transportation. The availability, limits and conditions depend on the insurer and policy wording.
Can self employed drivers arrange courier insurance?
Self employed couriers may arrange insurance for vehicles used to deliver parcels or goods. Insurers normally assess the type of deliveries undertaken, mileage expectations and vehicle specification when arranging cover. Acceptance and terms depend on underwriting criteria and the nature of the courier work.
What types of vehicles can be insured for courier work?
Courier insurance may apply to vans and other vehicles used for delivery purposes. Insurers consider factors such as vehicle size, value and carrying capacity when assessing eligibility. The type of goods transported may also influence underwriting decisions.
Does courier insurance allow multiple drivers?
Some courier policies allow additional drivers to be named on the insurance if they also operate the vehicle for delivery work. Each driver is assessed individually based on licence details, driving history and age. Acceptance depends on the insurer’s underwriting requirements.
How do insurers calculate courier insurance premiums?
Insurers calculate premiums by assessing several factors including driver history, delivery mileage, vehicle type and the nature of goods transported. Frequent stopping, urban driving and delivery schedules can influence risk assessment. Pricing depends on insurer methodology and underwriting criteria.
What factors influence arranging insurance for vehicles used in courier work?
Vehicles used for delivery services are usually assessed differently from standard commercial vehicles because of the mileage, route patterns and goods carried. Performance Direct works with insurers experienced in arranging cover for courier operations. Policy terms depend on the driver profile, vehicle specification and the type of delivery activity involved.
