Modified Car Insurance

Performance Direct is one of the UK’s leading specialist brokers. We’re experts, with years of experience saving modified car owners money.

Although many general insurance companies simply don't understand modified cars, Performance Direct specialises in modified car insurance and can find the best value policies, online and on the phone.

In fact, in many cases, with Performance Direct, modifications to your car will make no difference to the price of your insurance.

Getting car insurance for modified vehicles is a straight forward process with us so, whether you're looking for young driver insurance or convicted driver insurance, if you've simply fitted alloy wheels or made extensive modifications, Performance Direct are the modified car insurance experts.

We provide car insurance in the UK only.

More About Modification

Any car that has additions or alterations to its standard factory specification is what the insurance industry calls a 'non standard' or modified vehicle. Modifications may include the fitting of a new performance exhaust system, alloy wheels, air filter, the fitting of body kits or any tuning procedures that enhance the performance of the vehicle.

It is imperative that you tell your insurer if your car has been modified in any way. If you don't, your modified car insurance may be invalid. If in doubt, ask.

Remember, by dealing with Performance Direct, we can guarantee that you are fully covered for the best possible price.

More About Performance Direct

If you drive any vehicle, whether it's modified, updated or standard, there are five clear reasons to choose Performance Direct for your cover:

  1. We're an award winning independent insurance broker with a 30 year history and a dedicated team all based in our offices in East Sussex. With over a hundred members of staff we're big enough to count, but small enough to care.
  2. Because we're totally independent, we search the car insurance market to get you the best motor policies - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, cheap cover.
  3. If you need to make a claim, because we're independent, we work with you to sort everything out and to make sure you're paid. And our claims service is available 24 hours a day, 365 days a year.
  4. The people who work at Performance Direct are insurance professionals, we're enthusiasts who relish a challenge or an unusual insurance situation - we don't employ call centre sales staff only interested in the next sale.
  5. Performance Direct is open 7 days a week and our free online quote engine is the best, quickest and most advanced there is

Modified Car Insurance UK

The desire to modify your vehicle whether to increase performance or for other reasons is becoming increasingly popular, however if you have a modified car, even a simple modification, many insurers increase their premiums as though it were a fully customised vehicle built for racing. Performance Direct understands that the desire for an upgraded version of your car is perfectly reasonable. In fact, this has been occurring all throughout automotive history. Your vehicle’s performance will not always be affected by an aesthetic modification and other modifications affect a car’s performance in different ways. We take this into consideration when providing a modified car insurance quote and do not simply issue standard policies.

Even if modifications have been made to an automobile engine Performance Direct has the experience of providing modified insurance quotes on a car by car basis. We provide the coverage required for your modified vehicle and not a general modification rate that other insurers give. So if your car is a BMW or a Nissan we have the modified car insurance quotes to suit your vehicle. We are conveniently available 7 days a week either direct or online.

We aim to provide cheap car insurance for all customised cars and driver types including young drivers.

Modified car insurance for young drivers

At Performance Direct we have a history of providing quality, cheap car insurance for young drivers. This extends to the range of car insurance for modified cars that we have to offer. We source a range of insurance policies in order to provide the best quotes possible, even for young drivers who have vehicles with modifications. We are happy to discuss your specific modification or intended modification in order to find your ideal quote. Insurance for young drivers can be among the highest premiums there are, with some insurers not dealing with young drivers. This is not the case with Performance Direct. Among modified car insurers Performance Direct really does go that extra mile to give the extra care and attention that each customer deserves no matter what age.

A modified car insurance quote you can trust

We believe in the individuality of our customers and the uniqueness of their vehicles. This is absolutely true for modified vehicles whose personality reflects that of their owners. We believe that the choice to modify your own automobile should not unduly affect the cost of your premium. We are modified insurance experts for a reason with extensive knowledge of insuring customised and upgraded vehicles. We search a range of available coverage in order to provide the best and cheapest premiums available. In many cases the price you pay for your premium will not be affected by a modification. We pride ourselves on our cheap insurance for modified cars and other specialist vehicles.

Call direct today or click for an online quote for cheap modified car insurance from Performance Direct, the expert insurer that cares.

Or call us on
0844 573 3567
Why choose
Performance Direct?
Policy options include:*
  • Courtesy car
  • Driving abroad
  • Modified cars
  • Personal effects
  • Limited mileage discounts
  • Modified vehicles
  • 24/7 Claims Service
Knowledgeable UK staff
Open 7 days a week

More About Modification

Any car that has additions or alterations to its standard factory specification is what the insurance industry calls a 'non standard' or modified vehicle. Modifications may include the fitting of a new performance exhaust system alloy wheels, air filter, the fitting of body kits or any tuning procedures that enhance the performance of the vehicle.

It is imperative that you tell your insurer if your car has been modified in any way. If you don't, your modified car insurance may be invalid. If in doubt, ask.

Remember, by dealing with Performance Direct, we can guarantee that you are fully covered for the best possible price.

More About Performance Direct

If you drive any vehicle, whether it's modified, updated or standard, there are five clear reasons to choose Performance Direct for your cover:

  1. We're an award winning independent insurance broker with a 30 year history and a dedicated team all sbased in our offices in, Hornchurch, Essex. With over a hundred members of staff we're big enough to count, but small enough to care.
  2. Because we're totally independent, we search the car insurance market to get you the best motor policies - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, cheap cover.
  3. If you need to make a claim, because we're independent, we work with you to sort everything out and to make sure you're paid. And our claims service is available 24 hours a day, 365 days a year.
  4. The people who work at Performance Direct are insurance professionals, we're enthusiasts who relish a challenge or an unusual insurance situation - we don't employ call centre sales staff only interested in the next sale.
  5. Performance Direct is open 7 days a week and our free online quote engine is the best, quickest and most advanced there is.

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