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Mon to Thurs: 8:30am - 8:30pm, Fri: 8:30am - 7:30pm,
Sat: 9:00am - 5:00pm, Sun: 10:00am - 4:00pm,
Bank Holidays: 10:00am - 4:00pm
Performance Direct Insurance is one of the UK's leading classic car insurance brokers.
Our business was founded on a love of motoring, cherished and classic vehicles and so we understand the insurance needs of classic car and classic motorcycle owners. We can provide cheap insurance, tailored to your requirements and based on real expertise and knowledge of classic, antique, and vintage cars and motorcycles. As a result we've established a specialist expert panel of top classic car insurance underwriters who we work with to ensure quality classic insurance cover at cheaper prices.
In recent years thousands of classic car and classic motorcycle owners have switched their policies to Performance Direct Insurance. To find out why and to discover the best classic insurance cover, individual service and the best value, please get in touch. Click for an online classic car insurance quote or please give our classic insurance specialist team a ring.
Protected No Claims Bonus
A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, yours no claims bonus would stay intact.
No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.
No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.
If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress free service to recover 100% of your uninsured losses. For a small cost this service will give full management of your claim from start to finish, together with legal advice, available 24 hours a day.
What’s included? + More information:
Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.
Roadside (Assistance and Recovery) + More information:
UK Roadside Assistance:
UK Roadside Recovery:
All the benefits of UK Roadside Assistance plus:
Homestart (Assistance) + More information:
All the benefits of Roadside Assistance and UK Recovery plus
European (Assistance and Recovery) + More information:
European Assistance and Recovery:
All the benefits of UK Recovery & Home Assist plus:
If you are insuring a classic car, there are five clear reasons to choose Performance Direct for your vehicle cover:
1We're an award winning independent broker with a 30 year history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.
2Because we're independent, we search the car insurance market to get you the best motor policy - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, up to the minute, market rate and the best, cheap cover.
3If you need to make a claim, because we're completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
4The people who work at Performance Direct are insurance professionals enthusiasts who relish a challenge or an unusual insurance conundrum - we don't employ call center sales staff who are only interested in the next sale.
5We're open 7 days a week and our free online quote engine for UK classic car insurance is the best, quickest and most advanced we know of (and we've done a lot of checking!).
Whatever classic car you own, you can trust Performance Direct for the best cheap car insurance.
Unlike standard or modern car insurance, our classic car insurance and classic motorcycle insurance policies often include specific, tailored, policy benefits:
Performance Direct Insurance was founded on enthusiast motoring and we support motor shows and vintage and classic car clubs, registers and associations across the UK. As a member of a classic motor club, classic car and classic motorcycle owners can receive up to 15% off the cost of their classic insurance premiums (discounts vary and are subject to underwriting criteria so please ask when you contact us).
Many of our specialist car insurance schemes allow classic car, classic motorcycle and vintage car and vintage motorcycle owners to purchase an 'agreed value' with their insurance – so you know that this is the exact value you will be paid out for your vehicle if an accident or claim results in a total loss. Minus any policy excess, you will be paid your agreed value regardless of the current market value of your vehicle.
Classic vehicles, vintage cars and vintage motorcycles are often 'off the road' or 'laid up'. Whether, as is often these with convertibles, they're garaged up for the winter, off the road for restoration or for repairs, the much-talked-about government 'Continuous Insurance Enforcement Scheme' means that all cars in the UK not declared 'SORN' (Statutory Off Road Notice) need valid car insurance cover.
For many classic car and classic motorcycle owners this is a considerable inconvenience and it is why our Laid Up Insurance for classic cars policies are now proving so popular among classic car drivers and motoring enthusiasts. Created for the specific needs of car enthusiasts and those with car collections, laid up insurance allows owners to retain cover for accidental damage, fire and theft for your classic car but without the need for an on the road insurance policy.
As is often the case, if you're using your classic car or classic motorcycle or as a second vehicle it's likely your annual mileage will be limited. Performance Direct Insurance offers considerable discounts for limited mileage cover – the biggest insurance discounts are available for annual mileages of less than 3000 miles pa but we can offer many different limited mileage limits as well as unlimited mileage classic car insurance too.
If you're a modified car enthusiast you may well know Performance Direct Insurance as we've been involved in the modified car insurance market for many years. It's certainly not uncommon during repairs and restorations for owners to use non standard parts and thereby, to modify their car from its original factory specification. In this case they may also improve the performance of the vehicle and, possibly, affect its value.
At Performance Direct Insurance, we're used to dealing with non standard vehicles and modifications so, as long as you keep us fully informed, we'll strive to deliver cheap car insurance for any modified classic car.
If you own several or multiple classic, cherished or vintage vehicles, multi classic car cover may be the best and cheapest way to insure your collections. Cheap collectors and classic multi vehicle car insurance quotes are available from Performance Direct Classic Car Insurance Insurance online and over the phone so, please give us a ring with any queries about the insurance of your classic collection
We insure many Wedding Vehicles throughout the UK so, if you're considering using your classic car for a chauffeured wedding or special event service, please let us know and we'll make sure you're covered. For more details, please give a ring and ask about our specialist insurance cover for wedding vehicles.
We can also offer the following extensions to your classic car cover: breakdown and recovery, car hire, key cover, legal and personal accident cover plus agree value policies, track cover and wedding hire cover. In addition we can arrange classic track day cover, time trial and rally cover and multiple driver insurance policies (all subject to underwriting criteria).
Performance Direct Insurance provides cherished car insurance and classic car cover throughout the UK. A quick look though our books reveals classic MG and MGBs, Morris Minor, Mini Cooper, Austin Healy, Classic Porsche (we cover all types of classic sports cars including classic British marques like Lotus, Triumph and TVR plus Italian Ferraris and classic sports Maseratis), lots of classic VWs (including many classic Beetles and classic Camper Vans). We also cover many other old car types – classic BMW and Mercedes models, Classic Ford, Mini, Rover, Jaguar and many more.
We're also increasingly asked to provide car insurance for utilitarian vehicles – classic 4x4s, motor homes, classic tractors, as well as Landrovers, Range Rovers and classic light commercial vehicles and vans.
As well as all types of British Classics like the Mini Cooper and Austin Healy, we also insure American classics, classic Fords, kit cars and imports. In short, we're the UK's first choice for all cheap classic, vintage and cherished car insurance, classic motorcycle insurance and vintage motorcycle insurance.
In Great Britain all vehicles manufactured before 1960 are exempt from regular road-worthiness testing – MOT testing. However, a recent European Union Directive threatened to change the rules around this meaning that, to be exempt from testing vintage motorcycles, vintage cars and vintage motorcycles would need to be:
at least 30 years old
And haven’t had substantial changes made to them
This means that, if we wish to continue to exempt classic vehicles from regular testing, we’ll need to update UK law to reflect EU law. http://www.dft.gov.uk/classic-mot/
Mon to Thurs: 8:30am - 8:30pm
Fri: 8:30am - 7:30pm
Sat: 9:00am - 5:00pm
Sun: 10:00am - 4:00pm
Bank Holidays: 10:00am - 4:00pm