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Van Insurance that saves time and money

For many people, their van is their livelihood, so it’s vital they have the best van insurance cover.

Performance Direct has been providing value for money car, small van, commercial vehicle, and company van insurance for many years. Whether you’re a sole trader, need company van insurance or simply need van cover for private use, Performance Direct are the experts.

So, get a van quote now – it’ll take less than 5 minutes.

Using our website, Apps, and range of convenient facilities, including LIVE CHAT, Performance Direct’s van insurance policies are easy to organise and to manage too.

Performance Direct has provided excellent value van cover since 1995 and we provide a full range of policies to thousands of van and small commercial vehicle drivers across the UK.

For the finest award-winning service, the best online quote engine and expert knowledge, you can trust the van insurance team at Performance Direct.

We are proud to be a Chartered Insurance Broker. Only around 5% of the UK’s broking firms achieve this prestigious status. Also, we have been a BIBA Member since 2007, the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries, and their customers.

We provide insurance services to UK residents only.

Rated as excellent on Trustpilot with over 14,000+ reviews

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Benefits of our Insurance Policies

  • FREE legal cover

  • Courtesy van

  • Foreign use cover (up to 90 days)

  • Flexible payment options

  • 24 hour claims service 

  • UK call center

  • Online access to policy documents available 24/7

  • Wide policy coverage

We search our panel of leading underwriters to find you the best policy

Why choose Performance Direct?

  1. The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.

  2. The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

  1. We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies­—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.

  2. We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year. 

  3. Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Van insurance optional extras

Breakdown Cover

Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.

Roadside (Assistance and Recovery) - Less information:

UK Roadside Assistance:

  • Help at the roadside where the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging.
  • Recovery to a local place of repair or to a destination of your choice up to 10 miles from the breakdown
  • Message Relay service –for example a phone call to a family member, friend or colleague.
  • Caravans and trailers that are attached to your vehicle at the time of the vehicle breakdown are recovered with your vehicle, you and passengers.

UK Roadside Recovery:

All the benefits of UK Roadside Assistance plus:

  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

Homestart (Assistance)

All the benefits of Roadside Assistance and UK Recovery plus

  • Help at your home address or the normal place of garaging or within a ¼ of a mile of your home address or the normal place of garaging if your vehicle suffers a breakdown.
  • Recovery to a local place of repair if repair is not possible at your home address or the normal place of garaging.
  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A choice of either a hire car (up to 1600cc) for 48 hours, alternative transport up to £100 or overnight accommodation up to £60 per person (to a maximum of £500) if your vehicle cannot be repaired by the end of the working day.
  • The cost of one single rail fare to enable the driver to collect the vehicle once repaired.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

European (Assistance and Recovery)

European Assistance and Recovery:

All the benefits of UK Recovery & Home Assist plus:

  • European Cover (countries included within agreed geographical limits ) – including cover before you travel, missed Motorail connections, transporting your vehicle home and loss of use of the vehicle while abroad

Excess Protection

Excess Protection offers cover against having to pay an Excess on your motor insurance in the event of a Fault or unrecoverable claim.

What’s included?

Cover Excess up to £250.00

If a claim is deemed to be your fault you'll usually have to make an excess payment to make a claim under your Main Insurance Policy. Excess protection will ensure that the excess you have to pay is refunded in full up to your policy limit in the event of a fire, theft or vandalism claim or an accident that was deemed your fault. This means that the Motor Excess Protection Policy effectively works alongside your main Insurance policy often leaving you without any contribution to pay towards your claim.

Having a higher excess when buying Motor Insurance often signals to the insurer that in sharing a greater part of the risk you are likely to take better care to avoid a loss. This in turn could possibly reduce your overall premium.

Being involved in an accident with an uninsured driver may result in your excess being unrecoverable. Excess Protection Insurance could be used to redeem your excess in this scenario.

Goods in Transit

If you transport goods, tools or materials on a regular basis, Goods in Transit insurance is an essential policy which is key in helping to ensure the safe keeping or replacement of important stock, materials and tools en route and between jobs.

Performance Direct, for all your insurance needs

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Cheap UK Van Insurance

Performance Direct Insurance was founded on providing excellent, cheap insurance quotes. Although as our name suggests, we started in the performance vehicle market, the skills that allowed us to provide clients with cheap insurance quotes soon led us to offering cheap van insurance (and, in many cases, the cheapest van insurance and commercial vehicle cover in the UK). Nowadays, our business van insurance department deals with hundreds of van insurance quotes everyday and our commercial vehicle cover is well known by small businesses throughout the UK.

So, if you're looking for the cheapest commercial van insurance – quality commercial vehicle insurance from big name van insurance providers – ask Performance Direct for a quote, online or over the phone. We'll do our best to get you the best commercial vehicle cover for the best possible price.