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There are many reasons why temporary car insurance may be needed but whatever they are, we are here to help. Performance Direct is a specialist car insurer with years of experience, providing quality short–term cover for customers across the UK. So, whenever you need temporary car insurance get an online quote in minutes with Performance Direct.
For expert insurance advice, simply call one of our advisors, letting them know why you need short term car insurance and we’ll aim to provide you with the best deal possible. Whether you require temporary car insurance for a house move, additional driver cover or learner, we have you covered.
Protected No Claims Bonus
A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, yours no claims bonus would stay intact.
No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.
No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.
If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress free service to recover 100% of your uninsured losses. For a small cost this service will give full management of your claim from start to finish, together with legal advice, available 24 hours a day.
What’s included? + More information:
Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.
Roadside (Assistance and Recovery) + More information:
UK Roadside Assistance:
UK Roadside Recovery:
All the benefits of UK Roadside Assistance plus:
Homestart (Assistance) + More information:
All the benefits of Roadside Assistance and UK Recovery plus
European (Assistance and Recovery) + More information:
European Assistance and Recovery:
All the benefits of UK Recovery & Home Assist plus:
If you are insuring a car on a temporary basis, there are five clear reasons to choose Performance Direct for your vehicle cover:
1We're an award winning independent broker with a 30 year history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we're big enough to count, but small enough to care.
2Because we're independent, we search the car insurance market to get you the best motor policy - from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, up to the minute, market rate and the best, cheap cover.
3If you need to make a claim, because we're completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
4The people who work at Performance Direct are insurance professionals enthusiasts who relish a challenge or an unusual insurance conundrum - we don't employ call center sales staff who are only interested in the next sale.
5We're open 7 days a week and our free online quote engine for UK temporary car insurance is the best, quickest and most advanced we know of (and we've done a lot of checking!).
Whatever car you drive, you can trust Performance Direct for the best cheap temporary car insurance.
Temporary car insurance or short term car insurance as it is known, is cover for those times when you may need to borrow a friend or relatives car for a few days or weeks, test drive a car, or perhaps when you need a bigger vehicle to help transport people or belongings. This kind of temporary insurance is available for any roadworthy vehicle that is worth more than £1000 and can be manipulated to suit the length of time you need. There are a number of reasons why short term car insurance may be needed but we are there to make sure that you get the flexible type of short term cover that you need.
If you have taken out a one day car insurance policy with Performance Direct this can easily be changed and extended so your cover lasts up to a month. We understand that temporary insurance cover needs to be flexible so we ensure that adding a temporary driver to your existing insurance cover, as well as extending your temporary cover is straightforward.
More often than not, hiring another vehicle and proceeding to arrange insurance for a hired vehicle can work out more expensive and time consuming. Sticking to a short term car insurance option is a great way to gain temporary cover on more easily accessible automobiles. Most people do find that they need an additional or temporary vehicle from time to time and hiring a vehicle is not always the most viable or economic option. Temporary cover can range from additional driver cover when borrowing a vehicle from a friend for instance to courtesy car insurance in emergencies.
Thousands of customers have taken out short term policies with us and have enjoyed full insurance cover, along with complete peace of mind, knowing that the vehicle they wanted to drive, for a temporary measure, was insured by trusted experts. We pride ourselves on our experience and expertise as a specialist insurer so next time you need temporary insurance cover, for whatever reason, additional driver insurance and learner driver cover you know you can rely on us.
Why Choose Short Term Car Insurance?
Short term car insurance is a fully comprehensive cover option for when it may be necessary to borrow someone else’s vehicle. It also comes in handy if you are car sharing a long journey or perhaps need a bigger vehicle to transfer furniture if you are moving house etc. In fact, the reasons why temporary cover may be needed are numerous, but whatever the reason why it is needed you can be sure that we will provide the right cover for you. By choosing a short term insurance policy it will ensure that you and the vehicle are protected including the owner of the vehicle if they have a no claims bonus. A quick solution for additional drivers and peace of mind for everyone involved.
If you have children who are in the process of learning to drive, additional practice in your own car is a great idea but you will need insurance. This is where temporary car insurance is a fantastic cover option; giving them practice and leaving you without the worry if anything were to happen. By having temporary additional driver cover specifically for learner drivers you can be sure that you, your child and your car are covered at all times. Adding a temporary driver to your existing insurance policy with us is straightforward and one of our dedicated temporary insurance staff will be happy to help.
Moving house can be a stressful and expensive time. Not least of all when moving costs are considered. Borrowing a vehicle from a friend or relative may well be the quickest, most comfortable and most economical option for an extra vehicle when moving. A temporary additional driver can be added to an insurance policy for just one or two days as required when you move. With Performance direct we make sure that our short term car insurance is as simple as possible to avoid adding unnecessary stress to a move. Just call and speak to one of our short term cover experts who will guide you through the process.
Car being repaired?
Sometimes it is necessary to hire a courtesy car if your car is being repaired and one isn’t offered by your insurance provider or your car’s repair goes outside their set repair period. With Performance Direct we try and may sure that courtesy car insurance is as hassle free and economically viable as possible. Because our short term insurance is flexible you have the peace of mind knowing that you can extend the cover on your courtesy car while your own car is being repaired.
Taking a trip or borrowing a friend’s car?
Borrowing someone else’s car is not as straightforward as simply taking the keys. Insurance cover is required, even if you have insurance for your own vehicle. If you need to borrow a friend’s car, even for just a short period of time, you must make sure that you are covered. Adding an additional driver to an existing Performance Direct policy is straightforward however so you and your friend can have peace of mind whoever’s vehicle is being borrowed. Even partners sharing the same car must ensure that both parties are insured. Temporary insurance cover is a great way for partners to share the driving responsibility on a trip away for instance, without the need to be permanently insured on your partner’s policy. Temporary additional driver insurance is easy to set up however; one of our short term car insurance experts can help set that up for you.
At Performance Direct we understand that sometimes short term cover is needed at short notice. If you suddenly need to borrow a friend or relative’s vehicle or someone needs to borrow yours, whatever the reason we can provide temporary insurance quickly. Obtaining an online quote takes just minutes so you can add a temporary driver to your existing policy in no time at all. Life’s emergencies often happen quickly and so we work quickly and efficiently as well to make sure you get your short term insurance fast so you can deal with your emergency without having to worry about car insurance.
Getting short term insurance is easy and quick with Performance Direct. We know that obtaining car insurance quotes can be stressful at the best of times so we have made getting short term cover as simple of possible. Compare short term car insurance quotes simply by clicking on the ‘Get a Quote’ button now! It takes less than 5 minutes to get your policy so for those urgent times, you can gain cover immediately.
A hand-picked panel of insurers will offer you a range of quotes based not only on a competitive price but who represent the service we want to provide to our customers. We have been a specialist car insurer for over 20 years and so have amassed an experience in the industry that is well respected. The experience and the pride we have in our work and the fact that we treat all of our customers on an individual basis means you are in safe hands with us whatever type of short term insurance cover you need.
If the vehicle you need cover for is between the value of £1,000 and £40,000 and you are aged between 18 and 75 then short term car insurance could be a worthwhile option. We can provide cover for a range of different needs, learner driver cover, courtesy car insurance and more.
To compare short term car insurance quotes from our panel of trusted insurers click 'get a quote'
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Why choose Performance Direct?
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