07 Nov 2005
For Liability Insurance whatever your business, please call our team for a quotation or advice on
0844 482 8123. Alternatively visit our Business Insurance web page.
As an owner of a business or as an employer, you have a legal responsibility towards your employees, customers and
the public. You could be held legally liable and risk being sued if an employee or a member of the public is injured
as a result of your negligence or breach of duty.
Liability insurance is designed to pay any compensation and legal costs awarded if a business is found to be at fault.
If you employ anyone you will need to have employers' liability insurance.
Liability insurance is arranged in two main ways – the easiest and cheapest option being rating on a 'Per Captia' basis.
This will rate your risk according to the number of proprietors / directors and employees you have. This is made up
of any combination of Manual and clerical persons.
The other way bases your rating on a combination of staff numbers, wage roll and turnover – so the more staff and greater
the company's income, the higher the risk and premium.
At Performance Direct Business Insurance we have a panel of over 25 schemes for your contractors' liability insurance,
non-contracting liability insurance and tradesmen's liability insurance. We can cover you, whether you are a Sole Trader,
Partnership, Limited or Public Limited Company.
For a quote you can call 0844 482 8123.
With Performance Direct Business Insurance we can provide cover for all types of businesses:
- for Abseiling Contractors
- for Aerial & Satellite Dish Erectors
- for Air Conditioning Engineers
- for Alarm Installers
- for Bathroom Installers
- for Beauticians
- for Bricklayers
- for Builders
- for Carpenters and Joiners
- for Car Valeters
- for Catering Contractors
- for Chimney Sweeps
- for Cleaners
- for Computer repairs and Servicing
- for Construction Plant Repairers
- for Conservatory & Porch Erectors
- for Dog Walking & Pet Sitting
- for Domestic Electrical Appliances Services
- for Double Glazing Installers
- for Drain Cleaners
- for Dressmakers, Tailors or Curtain Makers
- for Drive Laying
- for Electricians
- for Exhibition Stand Erectors
- for Fencing Contractors
- for Fireplace Installation
- for Garage and Shed Erectors
- for Gardeners
- for Glaziers
- for Groundworkers
- for Guttering & Facia board installation
- for Hairdressing either mobile or renting a chair in a salon
- for Ironing Services
- for Kitchen Installation and fitters
- for Lift Installation & Maintenance
- for Locksmiths
- for Machine Dismantling, Servicing & Installation
- for Office Equipment installers, repairers and fitting
- for Painting & Decorating
- for Partition Contractor
- for Patios Paths & Driveways
- for Plasterer
- for Plumbers
- for Property Maintenance
- for Refrigeration Engineers
- for Road Surfacing & Road Marking
- for Satellite & TV installers
- for Shop fitters
- for Sign Erectors & Writers
- for Street Furniture Installers
- for Swimming Pool Installers
- for Telecommunication Engineers
- for Telegraph pole & Street Lighting installation
- for Tilers
- for Tradesman
- for Tree Surgeons
- for Window Cleaners
This is not a full list of the businesses we cover.
Whatever your business, please call our team for a quotation or advice on 0844 482 8123 or visit our Business
Insurance web page.
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